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seashellOS

Stop guessing.
Start knowing.

Every account. Every transaction. Every dollar — categorized, visualized, and connected directly to your studio's invoices. No spreadsheet. No guesswork.

No credit card required. Connect your bank in under 2 minutes.

app.seashell-os.com/finance
Cash On Hand
$85,371
+$4,560 this month
Est. Q1 Tax
$11,240
Updated 2h ago
Monthly Burn
$6,812
-8% vs last month
Connected Accounts
C
Studio Checking
Chase
$24,812.44
+$3,200
M
Business Savings
Mercury
$51,340.00
+$800
R
Tax Reserve
Relay
$9,218.75
-$1,440
Cash Flow
FebNow

The Real Problem

You built a studio. Not a financial mess.

You check your bank app. Then your payment dashboard. Then a spreadsheet you haven't updated in three weeks. Then you make a guess.

You don't know if that deposit was from Invoice #88 or the retainer from two months ago. So you don't know if you're profitable.

Tax season arrives. You spend two weekends reconstructing what already happened instead of building what's next.

Your competitors know their numbers. They make faster decisions. They grow. You're still reconciling.

The Financial Command Center fixes this — completely.

One dashboard. Real-time data. Connected to every invoice you've ever sent.

Studio Checking
Chase · Auto-syncing
$24,812.44
+$3,200
Business Savings
Mercury · Auto-syncing
$51,340.00
+$800
Tax Reserve
Relay · Auto-syncing
$9,218.75
-$1,440
+
Connect another account via Plaid

Connected Banking

Every account.
One dashboard.
Always current.

  • Supports 12,000+ banks and credit unions
  • Read-only access — we can never move your money
  • Balances sync every few hours, automatically
  • Multiple accounts, one consolidated view

Transaction Intelligence

Not just a list.
A picture of
your money moving.

Every transaction is categorized, color-coded, and searchable. Drill into any row to see the full story. Filter by date, vendor, or amount in seconds.

And when a transaction is client income — seashellOS connects it directly to the invoice that generated it. No other studio platform does this.

seashellOS Exclusive — Competitors Can't Do This
Recent TransactionsLast 30 days
Adobe Creative Cloud
Software
-$89.99
Riverside Films — Invoice #104
Client Income
+$4,200.00
Squarespace Renewal
Marketing
-$192.00
Kira Chen — Invoice #107
Client Income
+$1,800.00
B&H Photo — Lens Rental
Equipment
-$350.00
Income transactions linked to invoices — click to open

Budget System

Set limits. Watch progress.
Never overspend silently.

Monthly budgets by category. Actual spending tracked in real-time from your bank feed. Alerts before you hit the ceiling — not after.

Software & Tools0%
$0 spent$500 budget
Marketing0%
$0 spent$1,000 budget
Equipment0%
$0 spent$2,000 budget
Contractors0%
$0 spent$3,000 budget

Spending is pulled directly from your connected bank feed — automatically, no manual entry.

Real-Time Tax Estimates

Quarterly taxes —
never a surprise.

seashellOS tracks your income and calculates your estimated quarterly tax liability in real-time. Not once a year. Not at 11pm in April. Right now, as you earn.

Q1 2026 — Tax Estimate
$11,240
Due April 15 · Updated continuously
Gross Studio Income (Q1)$48,200
Deductible Expenses-$12,400
Net Taxable Income$35,800
Est. Federal (24% bracket)$8,592
Est. Self-Employment Tax$2,648

Estimates are calculated from your connected bank data and invoices. Not tax advice — consult your accountant.

Invoice #107
Kira Chen Photography
Brand Shoot — Feb 14
$1,800.00
PAID
Matched Automatically
Bank Transaction
Payout — KIRA CHEN
Chase Checking · Feb 16
+$1,800.00

Your bank data,
connected to your
actual studio revenue.

When a deposit hits your account, seashellOS matches it to the invoice that generated it. Automatically. No manual tagging. No guessing which payment is which.

  • Invoice-to-deposit matching, automatic
  • Income categorized by client, project, or service
  • Reconciliation happens in the background

Cash Flow Dashboard

The complete
financial picture.
At a glance.

Income vs expenses, month over month. Net cash flow trending up or down. Seasonality patterns that help you plan for slow months before they happen.

Bloomberg-quality financial intelligence. Studio-scale pricing.

Feb Income
$27,000
Feb Expenses
$14,500
Net Profit
+$12,500
Profit Margin
46%
Cash Flow — Last 6 Months
IncomeExpenses
Sep
Oct
Nov
Dec
Jan
Feb
6-mo avg net+$10,833 / mo

Why seashellOS

We couldn't find it.
So we built it.

Compared to every major studio management platform on the market.

seashellOS
Dubsado
HoneyBook
Bonsai
Connected Banking (Plaid)
Transaction Feed & Categorization
Per-Category Budgets
Cash Flow Dashboard
Basic
Premium
Real-Time Tax Estimates
Invoice → Bank Matching
Multi-Account View

Data verified February 2026. Features subject to change.

Now Live

The Financial Command Center
is here.

Connected banking, real-time spending, budgets, and live tax estimates — in your dashboard today. We shipped it right, not fast. Connect your bank and see your whole business clearly.

Free tier availableNo credit card requiredFounders hear it first